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Product and Rate Awards

NerdWallet*

Best Interest Rate with ATM access – High Yield Savings (2016, 2017, 2018)

Best Money Market Account (2016, 2017)

GOBankingRates.com*

Best Savings Account (2017, 2018)

Synchrony Bank ranked among "The 10 Best Online Banks" (2017, 2018)

Synchrony Bank ranked among the "10 Best Money Market Accounts and Rates" in 2016

Kiplinger's*

High Yield Savings – Hassle-Free Savings Award. October 2016 issue of Kiplinger's Personal Finance

Certificates of Deposit – Honorable Mention. October 2016 issue of Kiplinger's Personal Finance

MONEY® Magazine*

Best 1-Year CD (2016)

MyBankTracker.com*

Product Awards (2018):

Best Savings Account

Best CD (5-yr)

Best Jumbo CD (5-yr)

Product Awards (Q1 2017):

Best Savings Account

Best CD (5-yr)

Best Jumbo CD (5-yr)

Best Picks:

High Rate Savings (2016)

Bankrate.com Top Tier 100 Highest Yields®*

Certificates of Deposit (Q1-2, 2017)

Certificates of Deposit (Q1-4, 2016)

Money Market Accounts (Q1-2, 2017)

Money Market Accounts (Q1-4, 2016)

Known for amazing interest rates, Synchrony Bank doesn't disappoint as it remains one of the best online banks for those seeking the top CD rates. Its 5-year CD provides a high APY for long-term savings and, if you ever need the money for an emergency, the early withdrawal penalty is much less than its competitors.

Safety and Technology Awards

Bankrate Safe & Sound® Five-Star Rating*

Synchrony Bank has earned the prestigious Bankrate Safe & Sound 5-Star Rating since 2014.

CIO 100 Awards

Synchrony Financial ranked 1st among 100 top business technology innovators of 2015 – recognized for mobile user experience.

InformationWeek Elite 100

For second year in a row, Synchrony Financial was named one of the top 100 business technology innovators in the U.S. in 2016.

The reason internet banks can offer 155 times more interest is because they don't have to spend money building thousands of branches and hiring people to fill them.

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