When it comes to savings, most of us can do better. It helps to ask the question: What kind of saver are you? Do you save consistently, sporadically or not at all? Once you identify your weaknesses, you can work on fixing them.
Colleen Kane is a freelance writer who has contributed to CNBC, Fortune, Money and many other publications.
*ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of .
APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. For CDs, a minimum of $2,000 is required to open a CD and must be deposited in a single transaction. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. The APY shown for CDs and IRA CDs is for a 60-month CD with a balance of at least $25,000. Click here for all CD rates and terms offered.
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