If you are wondering which banks present the best options for your online savings account, a few factors can help you decide:
Fees. Service fees can diminish the interest earned on your savings. Many of the best banks provide a savings account option with no monthly maintenance fee. Be sure to inquire whether the bank charges any maintenance or service fees before you open your account.
ATM Access. The ability to access your money day or night, 365 days a year, is critical to many savers. The best savings accounts allow you to access your money at ATM locations nationwide, 24/7.
Protection. The best savings accounts offer protection for your deposit. Be sure to learn whether the bank offers accounts that are FDIC-insured up to $250,000 per depositor for each ownership category.
Extras. The best banks provide customer benefits such as flexible online banking, call center customer service, and a perks program.
Be sure to inquire how a bank handles these factors before you open your online savings account.
Online Savings Account Options with Synchrony Bank
The best banks understand that their customers aren’t average and should not settle for an average online savings account.
No minimum balance requirement or monthly service fees with our high yield savings account
Customers have easy access to funds online, by phone, or at ATMs* across the U.S. and abroad with our high yield savings accounts and money market accounts
FDIC-insured accounts up to $250,000 per depositor, for each ownership category
Loyalty perks including ATM fee reimbursements
Synchrony Bank offers a high yield savings account for savvy savers who want more for their money. With easy access online or by phone, great perks, and excellent customer service, you can feel confident that Synchrony Bank is working as hard as you do.
Call Synchrony Bank at 1-844-345-5789 or find us online to open your online savings account today.
*Federal regulations limit the number of electronic and telephone transactions you can make with your High Yield Savings/Money Market accounts to six transfers or withdrawals per monthly statement cycle. If you exceed these limits, we may close your account.
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*ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 05/22/2018.
APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. For CDs, a minimum of $2,000 is required to open a CD and must be deposited in a single transaction. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. The APY shown for CDs and IRA CDs is for a 60-month CD with a balance of at least $25,000. Click here for all CD rates and terms offered.
FDIC INSURANCE: FDIC Insurance up to $250,000 per depositor, per insured bank, for each ownership category.
IDENTITY THEFT RESOLUTION SERVICES are provided by CyberScout™.
AWARDS: Synchrony Bank achieved a five-star rating for 1st Quarter 2014 through 2nd Quarter 2015. Click here to see our Why Us page for details.
NATIONAL AVERAGE: National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of 3/01/2017. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed. Please click on "Learn More" above for additional disclosures for each product.