skip to main content

Find The Best Savings Account

You know you need to save more money, and you want the best savings account to help you reach your financial goals. But do you know what to look for in a savings account? Read on to learn about the features of the best savings accounts and how to open one today.

What Do the Best Savings Accounts Offer?

plan for your future today

What should you look for in the best savings accounts? Here are some of the features to evaluate when choosing your account:

1. Competitive Interest Rates and Low Fees

Today’s consumers don’t have to settle for the first interest rate they are offered. Savers should compare interest rates online before opening an account.

Online banks are offering better interest rates than brick and mortar banks, which will help your money grow over time.

But don’t let bank fees and ATM charges eat away at your hard-earned savings. When shopping your options, look for banks that don’t charge fees for opening or maintaining accounts, falling below a certain minimum balance, or withdrawing your money at ATMs. 

2. Ease of Access To Your Money

Another question to ask when evaluating your savings account choices is how easily are you able to access your funds?

With most Americans using the Internet for everything from watching TV to checking their credit scores, banks who offer their customers access to their services solely via in-person teller counters are behind the times. The best savings accounts are at banks that also offer convenient, 24/7 access to services both online and at ATMs.

online banking from anywhere

3. Responsive Customer Service

The best banks will provide customer service representatives who are friendly, helpful and efficient while helping you address your questions or concerns. Being left on hold for too long or struggling to get in touch with someone who can help may lead you to take your money elsewhere.

4. Loyalty Perks

There’s nothing like finding a bank that wants to get — and keep — your business enough to offer you a little something extra. Whether it’s free checks or refunds on fees for ATMs outside your network, look for banks that offer perks to their customers.

5. Safety and Security

Last, look for a bank that will safeguard your funds. Online security measures and insurance through the FDIC (Federal Deposit Insurance Corporation) will give you peace of mind knowing that your money is in safe hands.

high yield savings accounts icon

Award-Winning Savings Accounts At Synchrony Bank

The features of the best savings accounts are found with the award-winning products at Synchrony Bank. At Synchrony Bank, you’ll enjoy:

Call Synchrony Bank at 1-844-345-5789 or click here to open a savings account today.



U.S. News:


+National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed.

Your browser is out-of-date!

Update your browser to view this website correctly. Update my browser now