It is important to understand how certificate of deposit rates work when you compare your CD options. Here are a few factors to consider when comparing CD rates:
Although comparing interest rates is an important component to selecting your CD, be sure to consider these other factors to determine which CD is right for you.
The team at Synchrony Bank can help you make a certificate of deposit rate comparison. Synchrony Bank has award-winning deposit products and offers 24/7 online support via desktop, tablet or mobile so you can manage your money on your terms.
Our certificates of deposit allow you to pick your CD term from 3 months to 60 months, with minimum CD deposit requirements.
Find our CDs online or call 1-844-345-5789 to learn about certificate of deposit rates+ today.
+National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed.
*ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of 07/19/2018.
APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For Money Market and High Yield Savings Accounts, the rate may change after the account is opened. For CDs, a minimum of $2,000 is required to open a CD and must be deposited in a single transaction. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. The APY shown for CDs and IRA CDs is for a 60-month CD with a balance of at least $25,000. Click here for all CD rates and terms offered.